Better business bureau accredited personal loans

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Better business bureau accredited personal loans

The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice. This website is not an offer to lend. icashloans. com is not a lender and does not make loan or credit decisions.

icashloans. com connects interested persons with a lender from its network of approved lenders.

Better business bureau accredited personal loans

For years, his company, Think Cash, had made millions of dollars by offering poor Americans quick access to money when they needed to fix their cars, replace broken appliances or pay medical bills. Unlike the brick-and-mortar payday loan companies that dot street corners and strip malls across the country, however, Think Cash was an online venture, built with the convenience of the new economy in mind.

A loan was only a few clicks away. For better business bureau accredited personal loans, there was a catch. Payday loans typically come fast instant cash loans high interest rates that can add hundreds or thousands of dollars to the original loan amount and trap poor borrowers in a cycle of debt.

For this reason, many states have cracked down on payday lenders. Fourteen states and the District of Columbia ban payday loans altogether, and all of the remaining states regulate payday lending to some degree. With Think Cash, Rees had found a clever way around these regulations: The loans were passed through a nationally chartered bank, thereby exempting them from state banking laws. This "rent-a-bank" model had been popular among online payday lenders since at least the late 1990s.

But by 2010, various federal regulators had all but shut down the arrangement.

Better business bureau accredited personal loans