How much cibil score is required to get personal loan

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How much cibil score is required to get personal loan

Lenders typically like to see on-time payments to show that youre likely to repay your new loan on time. They might also look into how much debt you currently have to see if adding on anymore would be overly burdensome for you to keep up with. Do all lenders perform a credit check. In some cases, lenders may not perform a credit check at all. This is especially true for payday loans and short-term installment loans.

Instead of checking your credit, they emphasize your income verification. Credit checks can be an important part of the loan application process, but not always. It really depends on your lender and the type of loan you need.

How much cibil score is required to get personal loan

Borrow money up to P250,000, payable within 12 to 36 months. Citibank Apart from being a top credit card provider, Citibank also offers salary loan, wherein the borrower can loan up to P2M with flexible payment schemes between 1 to 5 years. Furthermore, your loan application can be approved in as fast 24 hours, provided you have submitted the necessary documents.

Chinatrust Whether you are employed or self-employed, Chinatrust lets you avail flexible loan options with an affordable interest rate. You can choose to pay back your loan between 12 to 36 months.

HSBC Want an easier and faster loan application. Opt for HSBC. You can loan from P30,000 to P500,000, with flexible payment terms up to 36 months.

How much cibil score is required to get personal loan